Smart subscribers are in for a whole lot of treats this holiday season with exclusive prepaid load and online shopping discounts through PayMaya, the country’s leading digital payments mobile app that allows users to get an instant virtual prepaid Smart MasterCard that they can use for digital purchases.


By downloading the PayMaya app on their Android or iOS phones and registering with their Smart, TNT, or Sun mobile number, subscribers will be able to instantly get a virtual prepaid Smart MasterCard which they can load up at PayMaya load-up centers and use in more than 36 million merchants worldwide that accept MasterCard.

Smart subscribers who download the PayMaya app and use their virtual prepaid Smart MasterCard can also get as much as 10% discount on Smart prepaid load when they buy in-app, as well as enjoy exciting perks and discounts from Zalora, Jollibee, and many other big brands that will be announced in the coming weeks.

“With a vast majority of ‘uncarded’ Filipinos, many are still unable to experience the life-changing benefits that digital services offer today. With the Smart & PayMaya partnership, we aim to once again help our customers break barriers and experience new ways of transacting and engaging,” said Katrina Luna Abelarde, Wireless Consumer Operations Head at Smart.

“We are happy to join forces with Smart, the leader in mobile, so their subscribers can get more out of their purchases through the virtual prepaid Smart MasterCard. With Smart’s reach and ‘nationwidest’ presence, we can all, in turn, help bring the many benefits of digital payments to more Filipinos,” said Kenneth Palacios, Director and Vice President for International Platforms at PayMaya Philippines.

PayMaya is the globally recognized digital payments app from PayMaya Philippines, the digital financial services arm of PLDT and Smart. Launched in September last year, the app has been the consistent #1 in the Google Play Philippines charts under the finance app category.

The PayMaya mobile app serves as a digital prepaid wallet where users can link virtual and physical prepaid cards, among them, the Smart MasterCard. PayMaya Philippines is regulated by the Bangko Sentral ng Pilipinas to ensure all user transactions are secure.

With their virtual prepaid Smart MasterCard, users will be able to:

• Transact online and use digital services. With the instantly-generated 16-digit card number in their virtual MasterCard, users will be able to do online shopping and subscribe to their favorite digital services that require a credit, debit, or prepaid card as a payment option.

• Get discounts on prepaid load packages. Users will be able to purchase prepaid credits and enjoy up to 10% discounts to load their own Smart prepaid numbers or send as gifts to family and friends.

• Pay bills. Through the app, users will be able to pay their Smart, Sun, PLDT, Maynilad, Cignal, Meralco, and a host of other bills using credits they have loaded to their PayMaya account.

Users can load up their PayMaya accounts in any of the over 15,000 touchpoints nationwide, which include Smart Stores, SM Malls Business Centers, Robinson’s Department Stores, UnionBank ATMs, 7-Eleven stores with Cliqq Kiosks, TouchPay Kiosks, and Smart Padala Centers, on top of online banking via BDO and UnionBank.

With the PayMaya app, users will be able to instantly see a list of all their transactions and manage their usage. At the same time, they will receive timely SMS notifications each time they use their virtual prepaid Smart MasterCard anywhere.

Soon, Smart and PayMaya will also introduce a physical Smart MasterCard payment card and an NFC-enabled Smart MasterCard payment sticker, which users can link to the PayMaya app and use in millions of brick-and-mortar merchants that accept MasterCard here and abroad.

Recently awarded as the world’s best online payments solution at the Emerging Payments Awards in London, PayMaya has been leading the charge in enabling instant access to the digital economy through its game-changing payments service.

Empowering Filipinos everywhere with customer-focused digital innovations, Smart has pioneered payment solutions through the years that allow subscribers to break barriers digitally.

The leading wireless service provider with around 70 million cellular and broadband subscribers has built a reputation for innovation, having introduced world-first wireless offerings like Smart Money, Smart Load, Smart Padala and Smart Pay With Mobile when it comes to mobile transactions.

To know more about Smart MasterCard, visit or